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1. ACADEMY TUITION & BOOTCAMPS — PLACEHOLDER
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14-day pre-cohort full refund window placeholder Prorated refund criteria after cohort start date placeholder 2. MARKETPLACE ESCROW & CLIENT DISPUTES — PLACEHOLDER
[HOW MILESTONE PAYMENTS ARE RELEASED OR HELD DURING DISPUTE MEDIATION]
Milestone acceptance protocol and dispute cooling-off period Arbitration by ACX Verify technical audit panel 